Medical emergencies can be both physically and financially taxing. While we cannot really predict when a medical emergency will strike, we can take certain measures to prepare for it. The ABHA Health Card is one such measure that offers comprehensive protection to individuals and families against unforeseen medical expenses. Additionally, personal accident insurance provides financial support to people in case of an accident that leads to death or disability.
Let’s dive into these two types of insurance to understand their benefits in detail.
ABHA Health Card Comprehensive Protection for you and your Family
The ABHA Health Card is a health insurance scheme launched by the government of Saudi Arabia to provide access to healthcare services at subsidised rates for its citizens and legal residents. The card acts as a tool to avail medical care at government hospitals, clinics, and primary healthcare centres. By receiving subsidised medical care through the card, people can save a lot on medical expenses that would otherwise burden them.
The ABHA Health Card has no age limit, which means that people of all ages can apply for it. Moreover, its validity is for a year that is renewable. The cardholder can avail themselves of the different health services covered by the scheme, including check-ups, consultations, treatments, and emergency care.
Key Benefits of the ABHA Health Card
1. Access to Quality Medical Care
Possessing the ABHA Health Card ensures that you have access to quality medical care at a subsidised rate. This means that you can rest assured that you and your family will receive the best possible medical treatment without having to spend a lot of money.
2. Discounts on Medical Procedures
The ABHA Health Card offers discounts on various medical procedures, including surgeries, diagnostic tests, and medicines. It means that people can receive essential medical care without worrying about the high prices, making it an ideal investment for those on a tight budget.
3. Coverage for Pre-existing Conditions
One of the significant benefits of the ABHA Health Card is that it covers pre-existing conditions. This means that people who have medical conditions before the application of the card will receive medical care at subsidised rates.
4. Improved Health Outcomes
By having access to quality medical care through the scheme, people’s health outcomes can improve significantly. It means that they have a better chance of recovering and living a healthy life.
Personal Accident Insurance: Safety Net for Sudden Accidents
Accidents can happen anytime and anywhere, leading to unexpected financial strain. However, personal accident insurance provides financial protection for medical costs and other expenses during such situations. The insurance covers sudden accidents that cause death or disability and provides financial support to the affected person or their family.
Personal accident insurance can cover different kinds of accidents and injuries. These include traffic accidents, workplace accidents, and domestic accidents like slips and falls. Since accidents are unpredictable and sudden, having personal accident insurance can offer a sense of security to individuals and their loved ones.
Key Benefits of Personal Accident Insurance
1. Financial Support
Personal accident insurance provides significant financial support to individuals in case of an accident. It covers medical expenses, hospital bills, and other associated expenses like house modifications post-disability.
2. Customisable Plans
Personal accident insurance plans are customisable and cater to individuals needs and requirements. People can choose different coverage options and benefits according to their preferences.
3. No Medical Examinations Required
Many personal accident insurance policies don’t require medical examinations. It means that people of all ages, including elderly individuals, can apply for coverage without much hassle or paperwork.
4. Peace of Mind
Possessing personal accident insurance can offer peace of mind to individuals and their loved ones. It means that they do not have to worry about sudden expenses that come with accidents or injuries.
Conclusion
Both ABHA Health Card and personal accident insurance act as safety nets for individuals and families in case of unpredictable medical emergencies. By having access to quality medical care through the ABHA Health Card, people can save a lot on medical expenses and receive essential medical care at subsidised rates. Personal accident insurance, on the other hand, provides financial support to individuals in case of accidents that lead to death or disability.
Investing in such measures is an essential step in securing a financially stable future. With these insurance plans, individuals and families can protect themselves from unforeseen medical expenses and ensure that their health and well-being remain a top priority.
